Build the Retirement You've Always Imagined

Every financial decision you make today shapes the life you'll live tomorrow. Living Ledger helps you make each one with confidence.

Free for the first 7 days. No credit card required.

Bob and Ann's Living Ledger
2026–2055
Combined income
$200,000
Bob retires in
3 yrs
Total portfolio
$1,010,000
$0$100k$200k20262029203220352038204120442047205020532055Bob retires 2029
Year2028202920302031
Employment income124,84874,28500
Social Security0036,72037,454
Net income88,05234,7884,4073,148
Income that starts or rises is marked, so the years something changes stand out.

A Complete Picture Of Your Financial Future

Living Ledger helps you understand your finances by projecting your income, expenses, and cash flow over the next 30 years.

See how your money moves, how your decisions impact your future, and what it all means for your retirement.

There’s A Lot To Think About When Planning For Retirement

From big life moments to everyday decisions, it’s hard to know what it all means for your financial future. As life happens, plans change!

  • How will my portfolio grow over the years?
  • Can we afford our child's wedding?
  • What if my cost of living increases?
  • How long until I can afford to retire?
  • What if my partner gets sick?
  • How can I maximize my Social Security?
  • Will I be able to afford traveling?
  • Should I downsize or renovate my home?

We’ll Guide You Every Step of the Way.

Answer a few simple questions about your finances, your family, and your future. We'll turn them into a personalized financial roadmap.

Your Money

Understand how your money works today and over time

  • Cash flow
  • Investments & growth
  • Debt strategy

Your Life

Plan for the moments that shape your future

  • Major milestones
  • Lifestyle changes
  • Retirement timing

Your Strategy

Make smarter decisions for the long term

  • Social Security timing
  • Tax strategies
  • Estate & legacy planning

Find Out If You're On Track To Retire In As Little As 30 Minutes

  1. Start your 7 Day Free Trial Today!

    No credit card information required.

  2. We Ask You a Series of Questions

    All information is Anonymous. No account numbers.

  3. Our Software Runs the Calculations

    Developed by our financial planning experts.

  4. Stop Guessing About Your Retirement

    See what your future looks like, every step of the way.

Four of the questions Living Ledger asks: whether you are employed, whether you own a home, your annual income and how much it grows each year

Free for the First 7 Days!

No Credit Card Required

$12/month
  • Future Event Planning
  • Income Projections
  • Expense Projections
  • Expected Social Security Benefits
Start free trial

What Our Customers Say

I was able to create my financial plan in one evening. It’s amazing how detailed it is.

Dan – Fort Meyers, FL

I didn’t think I could create my own financial plan, but Living Ledger makes it so easy. You just answer the questions and enter the data and you have a very detailed 30-year plan. Took less than an hour to create the first draft, then I updated it with more accuracy over the next month.

Eileen – Chesterfield, MO

My financial advisor doesn’t do this, and I pay her a lot of money! This software is great.

Chris – Anaheim CA

I was able to compare the sale of my business in various years for different values and see how much I would have to live on in retirement. I highly recommend it to anyone wanting to get organized financially.

Hank – Fort Collins, CO

Take Control Of Your Retirement Today

Sign up and start your 7 Day Free Trial

See My Future, Today